BODY { background-color: #E9EEF5;
    font-family: Verdana, Arial, Sans Serif;
    font-size: 1.0em;
    font-weight: 500; color: #000000;
    margin: 20px;
  scrollbar-arrow-color: #000000;
  scrollbar-3dlight-color: #000000;
  scrollbar-highlight-color: #000000;
  scrollbar-face-color: #4040FF;
  scrollbar-shadow-color: #4040FF;
  scrollbar-darkshadow-color: #000000;
  scrollbar-track-color: #000000;
    }
a:link {
    color: #4040FF;
    text-decoration: none;
    }

a:visited {
    text-decoration: none;
    color: #4040FF;
    }

a:hover {
    color: #FF0000;
    text-decoration: none;
    }

a:active {
    color: #4040FF;
    text-decoration: none;
    }
a:link.menu {
    color: #4040FF;
    text-decoration: none;
    }

a:visited.menu {
    color: #4040FF;
    text-decoration: none;
    }

a:hover.menu {
    color: #FF0000;
    text-decoration: none;
    }

a:active.menu {
    color: #4040FF;
    text-decoration: none;
    }
a:link.small {
    color: #99A382;
    text-decoration: none;
    font-size: xx-small;
    font-weight:400;
    }

a:visited.small {
    color: #99A382;
    text-decoration: none;
    font-size: xx-small;
    font-weight:400;
    }

a:hover.small {
    color: #99A382;
    text-decoration: none;
    font-size: xx-small;
    font-weight:400;
    }

a:active.small {
    color: #99A382;
    text-decoration: none;
    font-size: xx-small;
    font-weight:400;
    }

h1 { font-size: 46px; font-weight: 500; text-align: left; letter-spacing: 1px;
 color: #FFFFFF; margin-left: 20px; font-family: Times New Roman, Times, Serif;
 }

h2 { font-size: 1.4em; font-weight: 600; text-align: center; text-decoration: none;
 margin-bottom: 5px;
 }
h2.pageHdg { font-size: 1.2em; font-weight: 600; text-align: left; text-decoration: none;
 margin-bottom: 15px; color: #4040FF;
 }
h2.articlePageHdg { font-size: 1.2em; font-weight: 600; text-align: center; text-decoration: none;
 margin-bottom: 3px; color: #4040FF;
 }
h3 { font-size: 0.9em; font-weight: 600; margin-bottom: 7px; margin-top: 0px;
text-decoration: none;
 }
h4 { font-size: 1.2em; font-weight: 600; text-decoration: underline;
 }


TD { font-size: 0.8em; font-weight: 400;
 }
.small { font-size: 0.8em; font-weight: 400; color: #FFFFFF;
 }
div.smaller { font-size: 0.8em; font-weight: 400; text-align: center; padding-left: 30px; padding-right: 30px;
 }
table.fullPage { width: 800px; background-color: #FFFFFF;
 }
table.topSection { width: 100%; background-color: #000000; }
td.name { border-bottom: solid 1px #4040FF; }
td.topImage { border-bottom: solid 1px #4040FF; text-align: right; }
td.topBar { background-color: #4040FF; color: #FFFFFF; font-weight: bold; text-align: center; padding-top: 5px; padding-bottom: 5px; }

td.menu { width: 25%; vertical-align: top; border-right: solid 1px #000000; }
table.menu { margin-left: 20px; margin-right: 10px; margin-top: 20px; margin-bottom: 0px;
 }
td.menuItem { padding-bottom: 11px; font-weight: bold; }
td.menuSubImage { padding-bottom: 3px; padding-left: 10px; padding-top: 5px; vertical-align: top; }
td.menuSubImageBottom { padding-bottom: 9px; padding-left: 10px; padding-top: 5px; vertical-align: top; }
td.menuSubItem { padding-bottom: 3px; padding-left: 2px; vertical-align: top; }
td.menuSubItemBottom { padding-bottom: 9px; padding-left: 2px; }
td.bottomLogo { border-right: solid 1px #000000; vertical-align: bottom; }
table.logo { padding-top: 0px; padding-right: 20px; vertical-align: bottom; width: 100%; }
td.logo { text-align: right; }
td.mainSection { padding-right: 40px; padding-top: 20px; vertical-align: top; }
table.mainSection {width: 100%; margin-left: 20px; margin-bottom: 22px; padding-right: 20px; }
td.mainText { vertical-align: top; }

td.footer {  vertical-align: bottom; background-color: #4040FF; }
table.footer { width: 100%; margin-left: 20px; margin-right: 20px; }
td.bottomAddress { color: #FFFFFF; font-size: 0.8em; text-align: center; padding-top: 4px; padding-bottom: 4px; }
div.copyright { vertical-align: bottom; font-size: 0.7em; padding-top: 3px;}

.fcandt { color: #4040FF; font-weight: bold; }

div.encImageTop { float: right; padding-left: 20px; padding-bottom: 20px; vertical-align: top; }

td.faqQuestion { font-weight: bold; padding-bottom: 1px; padding-right: 5px; }
td.faqAnswer { padding-bottom: 25px; }
td.faqA { padding-bottom: 25px; font-weight: bold; vertical-align: top; padding-right: 5px; }

td.methodNo { font-weight: bold; font-size: 0.9em; padding-right: 4px; padding-bottom: 2px; width: 2%; }
td.methodTitle { font-weight: bold; font-size: 0.9em; padding-bottom: 2px; }
div.methodSubTitle { font-weight: bold; padding-bottom: 1px; padding-top: 12px; }
td.methodText { padding-bottom: 25px; }
td.methodTextBottom { padding-bottom: 0px; }
div.indentLeft { padding-left: 20px; }
div.indent10 { padding-left: 10px; }

td.references { font-weight: bold; padding-right: 5px; vertical-align: top; }
ol.references { margin-top: 0px; }
td.contactHdg { font-weight: bold; padding-right: 20px; padding-bottom: 8px; vertical-align: top; width: 15%; }
td.contactText { vertical-align: top; padding-bottom: 8px; }

td.articlePrint { font-size: 0.8em; font-style: italic; padding-bottom: 15px; }
td.article { }
div.articleSubHdgFirst { font-weight: bold; padding-top: 0px; padding-bottom: 6px; }
div.articleSubHdg { font-weight: bold; padding-top: 12px; padding-bottom: 6px; }
td.articleAuthor { padding: 10px; border: solid 1px #808080; color: #808080; }
td.articleHdg { text-align: center; padding-bottom: 15px; }